About Bajaj Finserv
Bajaj Finserv Limited, established in 2007, is a prominent financial services company in India, serving as the holding entity for the Bajaj Group's financial operations. Headquartered in Pune, Maharashtra, it offers a comprehensive range of financial products and services, including lending, insurance, and wealth management.
Key Offerings:
Lending Services: Through its subsidiary, Bajaj Finance Limited, the company provides various loan products such as personal loans, home loans, business loans, and consumer durable financing.
Insurance Services: Bajaj Finserv holds significant stakes in Bajaj Allianz General Insurance Company Limited and Bajaj Allianz Life Insurance Company Limited, offering a wide array of general and life insurance products.
Wealth Management: The company offers investment products and advisory services to cater to diverse financial planning needs.
Subsidiaries and Investments:
Bajaj Finance Limited: A leading non-banking financial company (NBFC) in India, focusing on consumer lending, SME lending, and commercial lending.
Bajaj Allianz General Insurance Company Limited: Provides general insurance products, including health, motor, and travel insurance.
Bajaj Allianz Life Insurance Company Limited: Offers life insurance and retirement solutions.
Bajaj Finserv Direct Limited: An online platform offering a range of financial products, including loans, insurance, and investments.
Top Selling Categories
Personal Loans: Instant loans for personal needs such as travel, weddings, or medical emergencies, with flexible repayment options.
Home Loans: Affordable housing finance with competitive interest rates and extended tenures for purchasing or renovating a home.
Business Loans: Unsecured loans to support small and medium enterprises (SMEs) with working capital or expansion needs.
Consumer Durable Loans: Easy financing for gadgets, appliances, and other consumer goods with minimal or zero down payment.
Credit Cards: Feature-rich credit cards offering rewards, cashback, and benefits tailored to lifestyle, shopping, and travel needs.
Fixed Deposits: High-interest fixed deposits with flexible tenures, offering a safe investment option for wealth growth.
Health Insurance: Comprehensive health plans covering hospitalization, critical illness, and other medical expenses.
Car and Bike Insurance: Vehicle insurance policies for comprehensive or third-party coverage, ensuring financial protection on the road.
Investment Products: Mutual funds, bonds, and portfolio management services for diversified investment opportunities.
Life Insurance Plans: Policies covering term life, ULIPs, and retirement solutions to ensure long-term financial security.
Why We Choose Bajaj Finserv?
Comprehensive Financial Solutions: Bajaj Finserv offers a wide range of services, including loans, insurance, investments, and credit cards, making it a one-stop destination for financial needs.
Fast and Easy Processes: With minimal documentation and quick approvals, Bajaj Finserv ensures a hassle-free experience for its customers.
Tailored Products: Their financial products are designed to cater to diverse needs, such as personal loans for emergencies, business loans for expansion, or investment solutions for wealth growth.
Competitive Interest Rates: Bajaj Finserv provides attractive interest rates on loans and fixed deposits, helping customers maximize their savings.
Flexible Repayment Options: Customizable EMI plans allow customers to repay loans at their convenience without financial strain.
Innovative Digital Platform: The user-friendly Bajaj Finserv app and website enable easy access to financial products, loan applications, and account management.
Trusted Brand: With decades of experience and a reputation for reliability, Bajaj Finserv is a trusted name in India’s financial sector.
Customer-Centric Approach: Dedicated customer support and value-added benefits ensure a seamless experience for every client.
Social Impact Initiatives: Bajaj Finserv's efforts in health, education, and financial inclusion reflect its commitment to community welfare.
Global Recognition: The company’s leadership and innovative offerings have earned it accolades, making it a preferred choice for millions.
Bajaj Finserv Coupons and Promo Codes
Welcome Offers: Discounts or cashback for new customers applying for loans, credit cards, or investment products through Bajaj Finserv.
EMI Card Benefits: Special discounts on consumer durable purchases using the Bajaj Finserv EMI Network Card.
Seasonal Promotions: Exclusive promo codes during festive seasons like Diwali, New Year, and Independence Day for loans and financial products.
Cashback Offers: Get cashback when applying for personal loans, home loans, or business loans through the app or website.
No-Cost EMI Offers: Avail zero-interest EMI options on gadgets, appliances, and other purchases through partner retailers.
Credit Card Rewards: Promotional codes offering additional cashback or reward points on Bajaj Finserv credit card transactions.
Fixed Deposit Incentives: Higher interest rates or additional bonuses for first-time depositors or bulk investments.
Insurance Discounts: Discounts on health, vehicle, or life insurance plans when purchased during specific campaigns.
Referral Benefits: Earn rewards or cashback by referring friends to Bajaj Finserv for loans or credit cards.
Exclusive Partner Deals: Promo codes for special offers through Bajaj Finserv’s retail and online merchant partners.
How to Order on Bajaj Finserv?
Visit the Official Website or App
Go to the Bajaj Finserv website or download their mobile app to access a range of financial services.Explore the Categories
Browse through the offerings, such as loans, insurance, fixed deposits, credit cards, or EMI cards, to find the product or service that suits your needs.Select Your Product
Click on the desired product (e.g., personal loan, home loan, or health insurance) to view its details, features, and eligibility criteria.Check Eligibility
Use the eligibility calculator or review the requirements to ensure you meet the criteria for the selected service.Fill Out the Application Form
Provide the necessary details, including personal information, financial data, and documentation, as prompted in the application form.Upload Documents
Upload the required documents, such as ID proof, address proof, income proof, and bank statements, directly on the platform.Apply Promo Codes (If Applicable)
If you have a promo code, enter it in the designated field during the application process to avail discounts or benefits.Submit Your Application
Review the entered details and submit your application for processing.Track Application Status
Use your login credentials to track the status of your application via the Bajaj Finserv app or website.Receive Approval and Access
Once approved, you’ll receive a confirmation via email or SMS. Access the loan amount, EMI card, or insurance policy as applicable.
How to Cancel Order on Bajaj Finserv?
Log In to Your Account
Access your Bajaj Finserv account using your registered email or mobile number on their website or app.Navigate to My Orders/Services
Go to the “My Orders,” “My Applications,” or “Active Services” section to view your recent applications or ongoing service requests.Select the Request to Cancel
Identify the service or product (e.g., loan application, EMI card, or insurance policy) you wish to cancel.Check Eligibility for Cancellation
Ensure the order or service is eligible for cancellation. Some products or services may not be cancelable once processed, such as disbursed loans or active insurance policies.Initiate the Cancellation Request
Click on the “Cancel” option, if available, or contact Bajaj Finserv’s customer support team via their helpline or email to request cancellation.Provide Necessary Details
Share relevant details, such as the application ID, order number, or policy number, and the reason for cancellation.Await Confirmation
Once the request is processed, you’ll receive a confirmation via email or SMS about the status of the cancellation.Refund Process (If Applicable)
If the cancellation involves a refund (e.g., pre-paid services or unused insurance premiums), the amount will be credited back to your original payment method as per Bajaj Finserv’s refund policy.
Remember these Points to Increase your Savings on Bajaj Finserv
Utilize Promo Codes: Look for promo codes or special offers on loans, EMI cards, and insurance plans during application to enjoy discounts or cashback.
Shop with No-Cost EMI: Use the Bajaj Finserv EMI Network Card to purchase electronics, appliances, or furniture with zero interest and flexible repayment options.
Invest in Fixed Deposits: Bajaj Finserv offers competitive interest rates on fixed deposits. Choose a long tenure for higher returns.
Refer and Earn: Refer friends or family to Bajaj Finserv’s services and earn rewards or cashback for successful sign-ups.
Track Seasonal Campaigns: Take advantage of festive and seasonal offers on personal loans, credit cards, and other services to save more.
Bundle Insurance Policies: Combine health, motor, and life insurance policies for better premiums and added benefits.
Choose Loan Top-Ups Wisely: If you have an existing loan, opt for top-up loans with lower interest rates instead of new credit lines.
Pay EMIs on Time: Avoid late fees and penalties by ensuring timely EMI payments through automated reminders or auto-debit options.
Look for Cashback Offers: Use Bajaj Finserv credit cards or EMI cards to earn cashback on purchases at partner stores.
Stay Updated on Deals: Regularly check Bajaj Finserv’s app, website, or newsletter for exclusive deals and savings opportunities.
Things to Remember About Bajaj Finserv Return and Refund Policies
Eligibility for Refunds: Refunds are typically applicable for prepaid services or products that have not been fully utilized or activated, such as insurance policies or EMI card fees.
Loan Disbursement: Loans that have already been disbursed to the customer’s account cannot be canceled or refunded. You may close the loan early by prepayment as per the terms.
Cancellation Timeframe: Ensure that you initiate any cancellation request within the allowed period mentioned in the product’s terms and conditions.
Processing Time: Refunds, if applicable, are processed within 7–10 business days after approval and are credited back to the original payment method.
Non-Refundable Charges: Certain fees, such as loan processing fees or EMI card activation fees, may be non-refundable. Review the policy terms before applying.
Insurance Policy Cancellation: Refunds for canceled insurance policies are prorated based on the unused policy period and terms specified by the insurer.
Contact Customer Support: For any return or refund requests, reach out to Bajaj Finserv’s customer support team via their helpline, email, or app to initiate the process.
Document Submission: Provide the necessary documents or proof, such as payment receipts, order IDs, or policy numbers, to facilitate the refund process.
Promotional Offers: Refunds on products purchased with promo codes or discounts may be adjusted to reflect the reduced price or offer terms.
Check the Terms: Always review the return and refund terms for specific services or products to understand eligibility and conditions.